Establishing and Sticking to a Reasonable and Responsible Budget with Capital One 360

It sounds easy, doesn’t it? Establishing a budget and sticking to it. In our family we tend to overspend and justify it more often than I want to admit to: “but it’s such a great deal”, “our old one isn’t working as well as it should”, “if we don’t do [whatever], we’ll make up for it”. These words are far too common in our household. We filed bankruptcy a few years ago and the road to financial peace of mind has not been easy. We try not to live beyond our means, but I’ll admit, we’ve only been somewhat successful at it. We recently had unexpected bills with major repairs to my car, and we were not prepared for such a big expense. With the holidays coming up, we have to be extra vigilant of our spending this season.

Services like those offered by Capital One 360 can help families like mine achieve financial peace of mind. With products designed to save consumers time and money, Capital One 360 helps its customers establish and stick to a reasonable and responsible budget.

  • Capital One 360 provides its customers service 24 hours a day, seven days a week with both their online services and their mobile app.
  • Capital One 360 Checking and 360 Savings are fee-free and earn interest.
  • Capital One 360’s CheckMate tool offers remote deposit capture, and their Automatic Savings Plan makes savings a snap.

This holiday, to encourage consumers to stay on track with their finances, Capital One 360 is decking the halls with deals you can bank on, including new account bonuses, referral bonuses and closing cost credits.

Capital One 360’s Black Friday Sale:

360 Checking – new account holders receive a $100 bonus when they make a minimum initial deposit of $500 and complete five transactions.

360 Savings – New account holders receive a $100 bonus after making a minimum deposit of $1000.

Home Loans – Receive $1250 off closing costs when you buy a new home or refinance your mortgage.

ShareBuilder – Customers can receive between $150 and $1250 when they open a new investment account.

Refer a Friend – Current accountholders can receive a $40 referral bonus as long as the friend with the new account meets the initial deposit requirements.

Once the Thanksgiving celebrations are done, be sure to add Capital One 360’s Black Friday Sale to your shopping list. Visit to give yourself the lasting gift of financial peace of mind by taking advantage of Capital One 360’s deals on banking, brokerage and mortgage products.

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

This entry was posted in Deals and Discounts, Holidays, Life Happens. Bookmark the permalink.

2 Responses to Establishing and Sticking to a Reasonable and Responsible Budget with Capital One 360

  1. writersblock says:

    Sigh… this sounds like responsible adult stuff 😉

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.