I need a money tree

When it comes to our finances, we end up taking one step forward and two steps back. We found out last week that Matty’s school increased their fees. That news comes just a few weeks after hubby got demoted. We were hoping to finally enroll the boys in the affordable health insurance I found last month (yes, we are all currently insurance-less), but sadly that has to wait just a bit longer.
I keep trying to remind myself it could be worse, but it’s a bit disheartening when our expenses are getting bigger and our paychecks smaller.

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