Money makes the world go ’round

The current state of the economy is not being very kind to most people. It’s not just the plunging housing market, but the rising cost of oil, groceries, daycare…everything is getting more and more expensive. It seems like money doesn’t stretch like it used to. Consolidating bills is a great way to lower monthly payments while reducing interest rates. If you’re really in a rut, applying for bad credit loans can help you get back on track financially by rebuilding your credit history.
It’s so easy to just pull out a credit card and charge things we don’t really need. I’ve been there, and I still do it from time to time, but I stop myself by thinking about my children and the things I can otherwise do with that money (save for their education, pay off our house). The strategy works, since I want nothing more than to provide for them as best I can, and do I really need another shirt or pair of pants? I can save that money, and the interest potentially incurred, and put it in the bank for the things that really matter.

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